Should you take out insurance cover on your chairlift mobility aids? Should It be listed on my Home contents insurance policy or should we have it under written on a separate insurance policy that deals directly with mobility products.
Should you take out insurance cover? I recommend some type of insurance policy be taken out on your chairlift or mobility products.
Stairlift breakdowns can be costly as well as inconvenient. Most stairlift companies will offer you an optional stairlift warranty service contract once your guarantee has elapsed.
The simplest solution would be to have the stairlift insured! Serviced maintained from the company you purchased the stair lift or mobility product from.
This ensures you receive prompt attention and quick response times to emergency call-outs plus the added bonus of local engineers on call. Van stocked with spare parts, In-house trained on the products they install service and repair.
If you choose the option of insuring your chairlift via your home contents policy you might be left to find a stairlift company who will be willing to attend. If it's very late at night not much chance of that happening unless you are on the company books so to speak.
You will also be required to find the costs to pay for the repair and call-out charges then claim it back through your insurance company (That could take Months)
What you don't want to be doing is looking through the telephone directory phoning company after company who all seem to use some type of telephone answering machines. This type of situation is frustrating and time consuming to say the least.
Even basic insurance cover is better than no cover at all. If you want hassle free service with fast response times and don't mind the hefty price tag then you should choose the optional maintenance plan offered by the manufacturer supplier.
Insurance companies that insure mobility products should have a contract with a private stairlift mobility company who attends emergency call-outs on their behalf etc.
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